FINANCING FROM THE INDUSTRY EXPERTS
Find the right options to help your business succeed with Daimler Truck Financial.
Financing
Western Star Trucks Are Made For You.
Only makes sense we do the same for financing.
As the captive finance provider for Daimler Truck North America since 1974, and an exclusive lender for Western Star vehicles since 1998, Daimler Truck Financial strives to offer the best products and services in the commercial vehicle industry. By understanding your business needs, we bring value by developing flexible finance solutions for owner-operators, fleet customers and equipment customers. That's why Daimler Truck Financial finances more Western Star vehicles that anyone in the business.
We have multiple finance and lease options to suit your needs no matter your business goals. Below is an at-a-glance look at each product's key features.
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LOAN
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TRAC LEASE
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MODIFIED TRAC LEASE
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ZERO TRAC LEASE
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FMV LEASE
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LOWER PAYMENTS
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Minimal Up-Front Cash Outlay
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PAYMENTS QUALIFY AS OPERATING EXPENSE ON INCOME STATEMENT
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WALK-AWAY LEASE
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CAPITAL LEASE FOR ACCOUNTING PURPOSES
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AVOIDS OBSOLESCENCE RISK
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NO RESIDUAL RISK
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NO MILEAGE RESTRICTIONS
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RETAINS TAX DEPRECIATION BENEFITS
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PAYMENTS DEDUCTIBLE AS OPERATING EXPENSE FOR TAX PURPOSES
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CAN BE STRUCTURED AS A DYNAMIC LEASE
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LOAN
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NO MILEAGE RESTRICTIONS
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RETAINS TAX DEPRECIATION BENEFITS
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TRAC LEASE
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-
LOWER PAYMENTS
-
-
MINIMAL UP-FRONT CASH OUTLAY
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CAPITAL LEASE FOR ACCOUNTING PURPOSES
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AVOIDS OBOLESCENCE RISK
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NO MILEAGE RESTRICTIONS
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PAYMENTS DEDUCTIBLE AS OPERATING EXPENSE FOR TAX PURPOSES
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CAN BE STRUCTURED AS A DYNAMIC LEASE
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MODIFIED TRAC LEASE
-
-
LOWER PAYMENTS
-
-
MINIMAL UP-FRONT CASH OUTLAY
-
-
PAYMENTS QUALIFY AS OPERATING EXPENSE ON INCOME STATEMENT
-
-
AVOIDS OBOLESCENCE RISK
-
-
NO MILEAGE RESTRICTIONS
-
-
PAYMENTS DEDUCTIBLE AS OPERATING EXPENSE FOR TAX PURPOSES
-
-
CAN BE STRUCTURED AS A DYNAMIC LEASE
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ZERO TRAC LEASE
-
-
LOWER PAYMENTS
-
-
MINIMAL UP-FRONT CASH OUTLAY
-
-
CAPITAL LEASE FOR ACCOUNTING PURPOSES
-
-
AVOIDS OBOLESCENCE RISK
-
-
NO RESIDUAL RISK
-
-
NO MILEAGE RESTRICTIONS
-
FMV LEASE
-
-
LOWER PAYMENTS
-
-
MINIMAL UP-FRONT CASH OUTLAY
-
-
PAYMENTS QUALIFY AS OPERATING EXPENSE ON INCOME STATEMENT
-
-
WALK-AWAY LEASE
-
-
AVOIDS OBOLESCENCE RISK
-
-
NO RESIDUAL RISK
-
-
PAYMENTS DEDUCTIBLE AS OPERATING EXPENSE FOR TAX PURPOSES
-
-
CAN BE STRUCTURED AS A DYNAMIC LEASE
Specialty Financing
Daimler Truck Financial.
Specialty Financing Products Tailored For You.
Vocational Trucks
We understand that vocational equipment has different uses and life cycles, which is why we have a team of vocational experts who specialize in developing custom finance solutions for all vocational segments and can finance the truck, body, and additional equipment into one package.
We offer a variety of finance options to our vocational customers:
- Loans
- TRAC Leases
- Modified TRAC Leases
- Zero TRAC Leases
We also offer flexible payment options:
- Balloon Payments
- Skip/Seasonal/Token Payments
- Delayed First Payment
- Step Payments
- Extended Terms
- Lines of Credit
Municipalities
We know that having the right trucks and equipment while making the most of your operating budget is a primary concern for municipalities. With tax-exempt financing, you can increase your purchasing power and stretch your budget.
Tax-exempt financing offers:
- Low-cost, tax-exempt capital
- Up to 100% financing with no down payment and lower interest rates
- Up to 84-month terms
- Payments that are not considered debt
- Ability to treat the purchase as an operating expense
We also offer flexible payment options:
- Balloon Payments
- Flexible Payment Schedules
- Extended Terms
- Annual Arrears
Contact
To learn more about how we can help your business succeed, visit Daimler Truck Financial or contact your local Western Star dealer.
For more information about the variety of financing and protection products Daimler Truck Financial offers, click below to view our brochures.
